What is Income Completer?

Income Completer is a simple life insurance solution that pays off your remaining debt and provides a monthly income for your beneficiary after you pass away.

Why choose INCOME COMPLETER ?

You purchase enough to pay off your debts and to provide a guaranteed monthly income to your beneficiary.

BUY EXACTLY WHAT YOU NEED

Calculate your needs in seconds and buy online.

EASY TO PURCHASE

After your debts are paid off, your loved ones receive a guaranteed monthly income. No lump sum to manage!

MONTHLY INCOME GUARANTEED

Our unique product design saves you up to 40% over the leading term life products!

SAVE UP TO 40% OVER LEADING TERM PRODUCTS*

Date of birth

Your date of birth is the exact date on which you were born, including the year.

Gender

What is your province of residence?

Your province of residence is the province where your primary residence is located. Province choices are limited to provinces where your broker is licensed.

Smoker

In the past twelve (12) months, have you used any substance or product containing tobacco, nicotine, or marijuana mixed with nicotine or used e-cigarettes?


What is your monthly take-home pay?

Take-home pay is the amount deposited from your employer in your bank account, after taxes and deductions.

What is your current debt?

Personal debt is money owed for which you personally are legally responsible such as credit cards, loans, mortgages, lines of credit, etc.

30 year old male
$265,000 debt coverage
$4,000 monthly income
only $128.55/month
40 year old female
$215,000 debt coverage
$6,000 monthly income
only $133.23/month
50 year old male
$175,000 debt coverage
$5,500 monthly income
only $191.37/month

INCOME COMPLETER is ideal for

Having the peace of mind knowing that your debts will be paid off and your loved ones will have financial security by receiving a monthly income in the event of your death.

INCOME COMPLETERis simple to buy

Calculating your needs is easy. You decide how much debt you have and how much income your loved ones need each month. Then, you simply fill out an online application to buy.

INCOME COMPLETER saves you money

With Income Completer, your benefit decreases each year you live, which means you are only paying for what you need, and you end up saving up to 40% over regular term life insurance.

INCOME COMPLETER is easy to manage

With Income Completer, your beneficiary receive a lump sum to pay off debts, plus a guaranteed cheque each month, instead of getting everything in one lump sum like regular term insurance.

INCOME COMPLETER guarantees

Income Completer pays until age 65, or for 15 years if you are older than age 50 when you buy. Payments are guaranteed for 5 years if you die close to the end of your term. 

* Actual savings can vary. The savings shown are calculated using entries submitted by multiple users and scenarios. Savings are based on the comparison of Income Completer to the average monthly premium for similar term insurance products in the Canadian market (term to age 65 or a 15-year term life insurance plan). Comparison is made using an independent third party services (WinQuote). The amount used in the comparison is the present value of the sum of all eligible monthly payments over the payment period plus the lump sum debt payment.

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